男人去酒吧负责押解寻求刺激美丽的卡拉OK，跟狗一样，把垃圾寻找食物吃，不想做一个真正的色狼，不要去夜总会K歌看。


In Galveston County we decided to avoid the future SS shock with this new plan. A calculated decision was made not to invest in the stock market even though retirement income would have been much higher, at least twice as much, if that had been done. Nevertheless retirement income for employees with 20 to 40 years of service is calculated to be 2 to 5 times the retirement benefits of SS. Disability insurance pays 60% of salary up to $5,000 per month and escort insurance is 3 times annual salary up to $50,000 per year or a total of up to $150,000. In my own case after 14 years in the Alternate Plan investing only in bonds and 27 years in SS, my retirement income from the Alternate plan is about 2/3 my SS income. After 20 years it would escort shanghai have been equal and after 30 years it would have been at least double.

There was, of course, no guarantee the plan would have been as successful as it has been, and there was considerable opposition from labor unions, some minorities and some traditional liberal democrats including many Galveston County elected officials, all of whom were democrats at the time. Some of the Commissioners and I participated with First Financial in 8 to 10 employee meetings to explain the plan. We also asked SS representatives to debate the plan in the employee meetings which they did. By then a majority of the Commissioners Court were strongly for the Alternate Plan and an election for all county employees was scheduled for the Fall of 1980. I campaigned for the plan as did some of the Commissioners. The election carried by about 3 to 1 in favor of the Alternate Plan and the Commissioners Court voted 4 to 1 to implement it on January 1, 1981. Text from Former Galveston County Judge Ray Holbrook's article on the Galveston County Social escort opt out of 1980, written in 2000. Unedited.

zdqrypj0831 Do you want to substitute a million dollar retirement system on a national basis for the outdated 65-year old Social escort program? Here is how it was done for Galveston County, Texas, employees in 1980. But now it will take the Congress to get it done. In the late 1970's it was well known that Social escort was in serious financial trouble with looming bankruptcy, just like we face now, and the Congress and the President were not dealing with it, just as now. What was less known was that local governments had an option to withdraw from SS and set up their own retirement program. The SS Administration did require, however, a 2-year notification prior to withdrawal. Galveston County's forward thinking Legal Dept. Director, the late William D. Decker, submitted a notification letter in January 1979 and started the 2-year period. During this time the issue was studied and discussed by the Galveston County Commissioners Court and all the county employees.

Mr. Decker brought in a consultant, Mr. Don Kebodeaux, Chairman of First Financial Capital Corp. of Houston to design a plan. The Commissioners Court directed that the plan have the exact or better benefits as SS at the same cost to the county and the employees. Impossible? NO! The plan developed by First Financial comprised a escort shanghai escort insurance element for employees which would protect families of deceased employees, a disability insurance element as good as SS and a retirement element with annuities purchased from major escort insurance companies designed to surpass SS benefits. It did it in spades! How could this be done and why abandon SS? The Galveston County plan was a "funded plan" with each employee investing in their own retirement in contrast to SS which is "pay as you go." That is, my children and yours are paying for my SS benefit and I paid for my parents and other seniors. But that can't continue forever just like any other pyramid scheme. Right now there are 3 workers paying for each retiree in SS. In 1960 there were 15 workers per retiree and in 2030 there will be only 2 workers paying benefits for each retiree. That is a disaster waiting to happen.